[Brenda]

peck420 peck420:

Apparently, pregnancy means you are incapable of making a phone call...

Because her partner is mute so he couldn't?

[Freakinoldguy]

Anybody else read this:

$1:

"Blue Cross said that because I had a bladder infection at four months and hemorrhaged because of that, that they would not cover the pregnancy," she said. "We thought we had done everything right. We thought we had covered all avenues and we thought we were covered. We thought we were safe to go."

Seems to me that if Blue Cross said they wouldn't cover the "pregnancy" then she was taking a giant risk by going to Hawaii period because any complications caused by that pregnancy weren't covered which as it turned out is just what happened.

So they gambled and lost and now the only ones to blame here are the ones who went on holiday knowing their insurance wouldn't cover her pregnancy and complications.

[peck420]

Brenda Brenda:

Because her partner is mute so he couldn't?

Anything to not make it her fault?

Based on the letter in the article, and her name in the article, I don't think they were married at the time of the pregnancy, so no, her partner would not have been able to make that call.

If you are missing it:

Blue Cross Letter: Jennifer Huculak
CBC article: Jennifer Huculak-Kimmel

[Xort]

Brenda Brenda:

Hmmm, should one be sitting on their butt for 9 months then?

Not a doctor but I have watched a lot of House, I'd suggest avoiding international travel for as much as possible at least for the last 6 months. From the period of 0-4 to live a 'normal' life, but spend the last 5 without taking any long distance trips, traveling well out of the range of medical service, stuff like that.

Keep going to work on the advice of your doctor.

This case seems questionable as it was clear she was hospitalized while still under her travel insurance plan.

Just another reason to never travel to the USA. Best part is her child is now stuck paying US income taxes as that baby is a US citizen and is required to pay income tax on income even if it is earned outside of the US, the cost of renouncing citizenship is up to $2,350... although that's nothing on the million dollar bill for 6 weeks of hospital time. ($23,000 a day? Fuck me.)

[Brenda]

Xort Xort:

Brenda Brenda:

Hmmm, should one be sitting on their butt for 9 months then?

Not a doctor but I have watched a lot of House, I'd suggest avoiding international travel for as much as possible at least for the last 6 months. From the period of 0-4 to live a 'normal' life, but spend the last 5 without taking any long distance trips, traveling well out of the range of medical service, stuff like that.

Sit on your ass and be bored do nothing. Ok.
Airlines usually don't allow 7 months+ pregnant women to travel with them.

$1:

Keep going to work on the advice of your doctor.

My landlord/mortgage provider is going to love not getting their money.

$1:

This case seems questionable as it was clear she was hospitalized while still under her travel insurance plan.

Just another reason to never travel to the USA. Best part is her child is now stuck paying US income taxes as that baby is a US citizen and is required to pay income tax on income even if it is earned outside of the US, the cost of renouncing citizenship is up to $2,350... although that's nothing on the million dollar bill for 6 weeks of hospital time. ($23,000 a day? Fuck me.)

I agree.
Neonatal care however is REALLY expensive. 9 weeks early is very costly...

[Brenda]

peck420 peck420:

Brenda Brenda:

Because her partner is mute so he couldn't?

Anything to not make it her fault?

Based on the letter in the article, and her name in the article, I don't think they were married at the time of the pregnancy, so no, her partner would not have been able to make that call.

If you are missing it:

Blue Cross Letter: Jennifer Huculak
CBC article: Jennifer Huculak-Kimmel

She is the pregnant one which is why her name is on it.
He could have made the call for I am sure he was on the same travel insurance policy.
Whether they are married or not is not interesting, really.

Insurance companies should stop fucking with people. They stress the living shit out of this new mom (and dad) who have enough to worry about with a child born 9 weeks early.

[Brenda]

Freakinoldguy Freakinoldguy:

Anybody else read this:

$1:

"Blue Cross said that because I had a bladder infection at four months and hemorrhaged because of that, that they would not cover the pregnancy," she said. "We thought we had done everything right. We thought we had covered all avenues and we thought we were covered. We thought we were safe to go."

Seems to me that if Blue Cross said they wouldn't cover the "pregnancy" then she was taking a giant risk by going to Hawaii period because any complications caused by that pregnancy weren't covered which as it turned out is just what happened.

So they gambled and lost and now the only ones to blame here are the ones who went on holiday knowing their insurance wouldn't cover her pregnancy and complications.

I did. I assumed that they said that AFTER the hospital sent the bill to Blue Cross. Not when they met up before the trip. I get that from the last 3 sentences.

[peck420]

Brenda Brenda:

She is the pregnant one which is why her name is on it.

Yes, she is. And her name, even when pregnant, would have been written as shown on her valid ID.

$1:

He could have made the call for I am sure he was on the same travel insurance policy.
Whether they are married or not is not interesting, really.

I'm not so sure of that. My wife did not have her new ID before our honeymoon. She was required to bring in the marriage certificate to act in my name.

Granted, that wasn't Blue Cross, but it would be fairly standard industry wide, no?

$1:

Insurance companies should stop fucking with people. They stress the living shit out of this new mom (and dad) who have enough to worry about with a child born 9 weeks early.

Clients are just as responsible for the contract as the company. To negate the clients responsibility equally negates the company's responsibility.

[xerxes]

Brenda Brenda:

xerxes xerxes:

It's also another example of why not to travel when pregnant.

Hmmm, should one be sitting on their butt for 9 months then?
Your employer expects you to come to work too...
If my calculation is correct, she was 25 weeks pregnant when her water broke, 2 days into her holiday.

Of course not. But maybe don't travel to a country with a suspect medical system either.

[Xort]

Brenda Brenda:

Sit on your ass and be bored do nothing. Ok.

If you think that's bad wait for what comes after.

Also not everyone needs to go on constant trips to be entertained. I did say that most of the pregnancy is open to a regular life style, that's hardly sit around doing nothing.

If I had a medical condition that was developing (get it?) I would stay close to my care system and support network until it was sorted out. But to be honest I do hate to travel so maybe I'm not that great of a measure.

$1:

My landlord/mortgage provider is going to love not getting their money.

Well do some planning, if your health is at risk and you can't work, ignoring your doctor and still working isn't a very smart move. I'm not sure what your point here is. Doctor says you shouldn't work, what possible outcome does ignoring that advice turn out best? Many women are able to work in reduced capacity (or at their normal capacity if their job fits) up to the time of their pregnancy, being told to not go to work is likely a serious warning.

If you have good health going into it, still plan on being out for a while if something does go wrong.

Basic risk management here.

It's not like women don't have full cheap and easy access to near perfect reproductive control, the right to work, earn and keep money and the right to live their life as they see fit.

$1:

I agree.
Neonatal care however is REALLY expensive. 9 weeks early is very costly...

Everything is expensive in the US in terms of health care.

[Freakinoldguy]

Brenda Brenda:

Freakinoldguy Freakinoldguy:

Anybody else read this:

$1:

"Blue Cross said that because I had a bladder infection at four months and hemorrhaged because of that, that they would not cover the pregnancy," she said. "We thought we had done everything right. We thought we had covered all avenues and we thought we were covered. We thought we were safe to go."

Seems to me that if Blue Cross said they wouldn't cover the "pregnancy" then she was taking a giant risk by going to Hawaii period because any complications caused by that pregnancy weren't covered which as it turned out is just what happened.

So they gambled and lost and now the only ones to blame here are the ones who went on holiday knowing their insurance wouldn't cover her pregnancy and complications.

I did. I assumed that they said that AFTER the hospital sent the bill to Blue Cross. Not when they met up before the trip. I get that from the last 3 sentences.

Without knowing the timeline there's no way anyone can say who's at fault here. Maybe if CBC hadn't taken her word for everything and done a little more checking with Blue Cross they might not have printed the story.

[Benn]

Xort Xort:

Brenda Brenda:

Hmmm, should one be sitting on their butt for 9 months then?

Not a doctor but I have watched a lot of House, I'd suggest...

Ok, that was funny!

[Benn]

Brenda Brenda:

Insurance companies should stop fucking with people. They stress the living shit out of this new mom (and dad) who have enough to worry about with a child born 9 weeks early.

It's how they make their money, by paying out as few times as possible.

So just spoke with my Sis who is a travel agent and sell insurance. She says if you end up in the hospital during your insurance period most insurance (Blue Cross for sure) should cover you until THEY get you to Canada or you are cleared to fly. It makes sense now why Blue Cross bothered to mention the prior complications.

If she can prove she spoke on the phone with them and revleaved her prior issues and they said ok then she might have a better case. However I doubt she can. Her doctor may have say it was ok but Blue Cross has doctors as well who say what they want.

[Brenda]

Benn Benn:

Brenda Brenda:

Insurance companies should stop fucking with people. They stress the living shit out of this new mom (and dad) who have enough to worry about with a child born 9 weeks early.

It's how they make their money, by paying out as few times as possible.

So just spoke with my Sis who is a travel agent and sell insurance. She says if you end up in the hospital during your insurance period most insurance (Blue Cross for sure) should cover you until THEY get you to Canada or you are cleared to fly.

That is what I expected, actually. She had insurance when her water broke and was put on bed rest. Blue Cross is not even disputing that, or so I assume, and paid the hotel bill. But they do not cover the child and it's hospital bill. You would think that your child is automatically covered because you are covered and this situation started before the end of her insurance policy... Are they really saying that because the child was born 3 weeks after her insurance expired, it is not covered, despite the condition started BEFORE it expired?

$1:

It makes sense now why Blue Cross bothered to mention the prior complications.

If she can prove she spoke on the phone with them and revleaved her prior issues and they said ok then she might have a better case. However I doubt she can. Her doctor may have say it was ok but Blue Cross has doctors as well who say what they want.

It is a tricky thing and I sure hope she is not even going to try to pay the hospital.
She's Canadian anyway...

[Brenda]

Xort Xort:

Brenda Brenda:

Sit on your ass and be bored do nothing. Ok.

If you think that's bad wait for what comes after.

You ever been pregnant?

$1:

Also not everyone needs to go on constant trips to be entertained. I did say that most of the pregnancy is open to a regular life style, that's hardly sit around doing nothing.

Who says she was on 'constant trips to be entertained'? She was 25 weeks pregnant and my guess is she wanted a last trip only with her man before their baby was born. The airline allowed her to fly. Why not? Usually, a pregnancy is not an illness, yaknow...

$1:

If I had a medical condition that was developing (get it?) I would stay close to my care system and support network until it was sorted out. But to be honest I do hate to travel so maybe I'm not that great of a measure.

That is insulting to every pregnant woman 'Medical condition', really??

$1:

$1:

My landlord/mortgage provider is going to love not getting their money.

Well do some planning, if your health is at risk and you can't work, ignoring your doctor and still working isn't a very smart move. I'm not sure what your point here is. Doctor says you shouldn't work, what possible outcome does ignoring that advice turn out best? Many women are able to work in reduced capacity (or at their normal capacity if their job fits) up to the time of their pregnancy, being told to not go to work is likely a serious warning.

No one told her to not work, yet you tell her she can't go to Hawaii. K.

$1:

If you have good health going into it, still plan on being out for a while if something does go wrong.

Basic risk management here.

You really think women are stupid, right?

$1:

It's not like women don't have full cheap and easy access to near perfect reproductive control, the right to work, earn and keep money and the right to live their life as they see fit.

Your point?